Berliner Sparkasse Current Accounts Every second Berliner already has an account with us. With personal advice, online or on the go via app – with our current accounts you simply do your banking the way you like it. Our current accounts offer the following services: Withdraw cash With over 23,000 ATMs, you will be able to use Germany’s largest ATM network for all your withdrawals. Choose a PIN Choose your own PIN for your Sparkassen-Card (debit card). Overdraft facility Our arranged overdraft facility gives you the freedom to pay for things as and when you need or want to, provided you have a good credit rating. Secure online banking With many great features, including integrating your accounts from other banks. S-Trust The Sparkasse digital safe keeps your documents and passwords safe. Paying with your smartphone Enables you to keep your digital Sparkassen-Card on your smartphone 24/7. Best banking app in Germany Our Sparkassen app allows you to pay bills on your phone with Picture Pay. Personalised advice You can reach our customer service by phone around the clock. The account for easy online banking Giro Digital – monthly fee: Euro 4.95 The perfect fit if you manage your finances online: at home with a computer or with the most widely used banking app in Germany, the Sparkasse app. Easily carry out banking transactions on your smartphone – includes features like photo transfer. The convenient account at a fixed price Giro Pauschal – monthly fee: Euro 8.95 Our all-inclusive account also allows you to use paper-based services in our branches for your banking transactions. Giro Pauschal includes all account access methods – including the Sparkassen-Card. Only pay for what you use Giro Individual – monthly fee: Euro 2.95 With this account, in addition to a low basic fee, you are only charged for the services you actually use. Ideal if you do not use your current account very often. For students, apprentices and college students Starter account – monthly fee: Euro 0.00 Receive all services completey free of charge from your 18th to 25th birthday. The Sparkasse-Card is also included. Convenient account switch service With our free account switching service your payment partners will be informed of your new bank details in just a few minutes. Welcome to your Berliner Sparkasse. 5 2 0 2 1 0 . Get in touch with us: Online: berliner-sparkasse.de/giro Via video and text chat: berliner-sparkasse.de/chat Via WhatsApp chat: berliner-sparkasse.de/ whatsapp By phone: 030/869 869 69 In person at any of our branches throughout the city Wenn’s um Geld geht – Sparkasse.