Get in touch with us: Online: berliner-sparkasse.de/ students Via video and text chat: berliner-sparkasse.de/chat Via WhatsApp chat: berliner-sparkasse.de/ whatsapp By phone: 030/869 869 19 In person at any of our branches throughout the city Wenn’s um Geld geht – Sparkasse. Smart travel and shopping. Credit card (Visa Card) ■ Worldwide and online cash-free transactions and free cash withdrawals abroad ■ Use contactless to pay quickly ■ Shop safely with online buyer protection and warranty extension including purchase protection ■ Added value internet portal: discounts, vouchers and cashback at a large number of partner shops from A for Amazon to Z for Zalando Tip If you would rather always be in credit, then the Visa Card Basis (debit card) with full control over expenditure is just right for you. Studying with flexible support. KfW student loan Not having to think twice about money makes things a lot easier. And you can fully focus on your course. The KfW student loan gives you this freedom. Students studying towards their first or second degree as well as postgraduate and PhD students can apply. To suit your needs ■ Flexible monthly payments between EUR 100 and 650 ■ Loan without securities and regardless of income ■ Repayment over up to 25 years at a minimal rate of EUR 20 per month And what happens after your degree? As far as repaying your KfW student loan or your BAföG (federal financial aid) is concerned, we are happy to support you and will work with you to find the solution that is right for you. Well-insured while studying. Insurance check An insurance check is sensible especially when you start studying. We advise you on the insurance you need. This way, you will be enjoying effective protection while a student and will only need to rethink your insurance needs when moving into your own home, planning a semester abroad or starting professional life. Liability, household and accident insurance These are available individually or as a package with interesting discounts for you. Disability insurance – StartSchutz Cover your income in the event that you are unable to work. The earlier you start the lower the premiums are. 2 2 0 2 0 1 .